15 results for "mortgage-rates"

Housing Market

Mortgage Spreads: The Only Shield Keeping Rates Under 7%

Spreads at 1.93% keep mortgage rates near 6.44%. Without them, rates would top 7% as in prior years. Can the cushion hold?

HousingWire|11 days ago

Housing Market

Spring Housing: Resilient Amid Economic Clouds

With mortgage rates at 6.3% and Fed dissent, the housing market rebalances: inventory rises, prices soften, and industrial cities top affordability rankings.

Realtor.com News|12 days ago

Housing Market

Freddie Mac Q1: Refi Boom Drives $3.6B Profit Surge

Freddie Mac posted $3.6B Q1 net income, up 27% YoY, as lower rates fueled a refi wave. The GSE's capital buffer grows, but regulatory gap remains.

HousingWire|13 days ago

Housing Market

Northeast and Midwest Housing Markets Finally Crack Open for Buyers

New listings surged 9.4% YoY in the Northeast and 6.6% in the Midwest in April, despite mortgage rate volatility and geopolitical turmoil. Buyers finally have o

Realtor.com News|13 days ago

Housing Market

Mortgage Dip: Applications Drop 1.6% as Rate Rise Chills Refis

Mortgage apps fall 1.6% as 30-year rate hits 6.37%; purchase demand still up 21% YoY. Rate sensitivity remains acute for borrowers.

HousingWire|14 days ago

Markets

Fed's Final Powell Pause: Rates Stuck at 3.5%-3.75%

Fed holds rates at 3.5%-3.75% with 69% chance of no cuts in 2026. Geopolitics, not policy, may drive mortgage rates.

Realtor.com News|15 days ago

Housing Market

Buying at 40: The New Retirement Dilemma

Median first-time buyer age hit 40 in 2025, up from 28 in 1991. The math of buying vs. FIRE investing has never been tighter—here's the fork in the road, with d

Realtor.com News|16 days ago

Housing Market

Security Crisis: 78% of Americans Lack Financial Confidence

78% of Americans lack financial security. Homeownership offers a hedge against inflation and rising rents, but high prices and elevated interest rates pose sign

Realtor.com News|16 days ago

Housing Market

Home Equity: The Generational Bet Lenders Are Missing

$35 trillion in tappable equity and 70% of mortgages below 5% make second liens the retention tool of the decade. Who will seize it?

HousingWire|17 days ago

Housing Market

Spain's Housing Market: Prices Freeze as Buyers Hit a Wall

Real estate expert Sergio Gutiérrez warns homes are sitting unsold, urging 10%-20% price cuts to unlock a frozen market. The mismatch between list prices and pu

El Confidencial - Vivienda|17 days ago

Housing Market

Housing Crisis: Buying a Home Now Costs 7 Years of Salary

Home prices at €2,950/sqm, up 19.9% YoY, now require 7 full years of salary vs. 3-4 for parents' generation. Supply shortage deepens as demand remains strong.

El Confidencial - Vivienda|17 days ago

Housing Market

Housing Demand Surges Despite Iran War: A Market Pivot

Purchase apps jumped 12% YoY and new listings hit 83,395, a multiyear high. Is the housing market finally normalizing despite geopolitical turmoil?

HousingWire|18 days ago

Housing Market

Rachel Dratch's NYC Pivot: Teen Makeover in a Tight Market

At 60, the SNL star upgrades her son's room after 23 years in the same building. No staff, no gut renovation—her story mirrors millions navigating NYC's housing

Realtor.com News|18 days ago

Housing Market

Lock-In Squeeze: 1 in 3 Sellers Dumps Sub-5% Mortgage to Escape Rate T

36% of agents cite life changes driving sales. 1 in 3 sellers give up sub-5% rates. Is the lock-in effect finally breaking?

Realtor.com News|20 days ago

Housing Market

Housing Market 2026: The Pricing Gap Creates Strategic Spring Opportun

Inventory rose 2.5% while prices held at $445,000, creating a gap that favors selective buyers. With 34.7% of listings taking price cuts, agents must redefine v

HousingWire|21 days ago