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20 results for "mortgage"
Housing Market
Mortgage Spreads: The Only Shield Keeping Rates Under 7%
Spreads at 1.93% keep mortgage rates near 6.44%. Without them, rates would top 7% as in prior years. Can the cushion hold?
HousingWire|11 days ago
Housing Market
Hourly Rentals: The Pivot Saving Stressed Property Owners
Facing a $10,073 monthly mortgage on an unsold $1.25M home, one owner earns $10,000/month renting by the hour. Is hourly rental the next housing lifeline?
Realtor.com News|11 days ago
Housing Market
Spring Housing: Resilient Amid Economic Clouds
With mortgage rates at 6.3% and Fed dissent, the housing market rebalances: inventory rises, prices soften, and industrial cities top affordability rankings.
Realtor.com News|12 days ago
Housing Market
Smith Douglas Homes: Pace Over Price in a Weak Market
With record 2,908 deliveries and orders up 28%, the builder prioritizes volume despite margins at 19.6%. Can it last?
HousingWire|13 days ago
Artificial Intelligence
Mortgage AI: Reshaping Lending and Servicing at Scale
Pennymac debuts Plaisse AI servicing platform; Fairway deploys AI across 600 branches. Mortgage industry transformation accelerates in 2026.
HousingWire|13 days ago
Housing Market
Appraisal Warranty: Atlas VMS Insures Lenders Against Repurchase Risk
Average loan repurchase costs lenders $32,288; appraisal defects drive over half of buyback demands. Atlas LoanShield offers free, deductible-free coverage for
HousingWire|14 days ago
Housing Market
Freddie Mac Q1: Refi Boom Drives $3.6B Profit Surge
Freddie Mac posted $3.6B Q1 net income, up 27% YoY, as lower rates fueled a refi wave. The GSE's capital buffer grows, but regulatory gap remains.
HousingWire|14 days ago
Housing Market
Northeast and Midwest Housing Markets Finally Crack Open for Buyers
New listings surged 9.4% YoY in the Northeast and 6.6% in the Midwest in April, despite mortgage rate volatility and geopolitical turmoil. Buyers finally have o
Realtor.com News|14 days ago
Housing Market
Credit Scoring Shift: UWM Adds VantageScore Alongside FICO for Mortgag
UWM now offers both FICO and VantageScore on conventional loans. $10M in loans already tested. Could this expand credit access?
HousingWire|14 days ago
Investment
Jumbo Mortgage Bet: Castlelake and Redwood Form $8B Joint Venture
Castlelake and Redwood's $8B jumbo mortgage venture signals a shift away from banks. Institutional demand for prime loans surges. What it means for rates and or
HousingWire|15 days ago
Housing Market
Mortgage Dip: Applications Drop 1.6% as Rate Rise Chills Refis
Mortgage apps fall 1.6% as 30-year rate hits 6.37%; purchase demand still up 21% YoY. Rate sensitivity remains acute for borrowers.
HousingWire|15 days ago
Housing Market
LPT Realty: Running a Brokerage as a Profit Center, Not a Loss Leader
LPT Realty grew 50-70% annually and stayed profitable for two years. Its CEO explains why steering clear of in-house mortgages is the key.
HousingWire|15 days ago
Housing Market
Newrez: Pricing Discipline Lifts Q1 Profit as Mortgage Volume Drops 18
Newrez posted $273.7M operating profit in Q1 2026, up 10% QoQ despite an 18% volume drop. Pricing discipline over market share is the winning bet in a tough mor
HousingWire|16 days ago
Markets
Fed's Final Powell Pause: Rates Stuck at 3.5%-3.75%
Fed holds rates at 3.5%-3.75% with 69% chance of no cuts in 2026. Geopolitics, not policy, may drive mortgage rates.
Realtor.com News|16 days ago
Real Estate
CRM Pivot: Sure Send Bets on Daily Execution Over Data
Sure Send embeds calling, texting and AI into one workflow, cutting the fragmentation that costs real estate teams tens of thousands. Is this the new CRM standa
HousingWire|16 days ago
Housing Market
Buying at 40: The New Retirement Dilemma
Median first-time buyer age hit 40 in 2025, up from 28 in 1991. The math of buying vs. FIRE investing has never been tighter—here's the fork in the road, with d
Realtor.com News|16 days ago
Housing Market
Age Tech: The Boom in Smart Home Aging Solutions
11,000 Americans turn 65 daily. Smart home tech and reverse mortgages emerge as key tools to fund aging in place, unlocking home equity for millions.
HousingWire|16 days ago
Housing Market
Mortgage Trade Secret Clash: NEXA Denies loanDepot Suit as CEO Calls I
loanDepot sues NEXA over 2 ex-employees' data theft; CEO calls suit 'stupid.' Wholesale channel tensions erupt in Mississippi federal court, highlighting data c
HousingWire|17 days ago
Housing Market
Reverse Mortgages: Rate’s Jesse Allen on Executing a Growth Blueprint
Rate Mortgage grew HECM volume 54% to 235 loans in 2025. Jesse Allen explains how the lender is leveraging its forward network and proprietary products to gain
HousingWire|17 days ago
Housing Market
Security Crisis: 78% of Americans Lack Financial Confidence
78% of Americans lack financial security. Homeownership offers a hedge against inflation and rising rents, but high prices and elevated interest rates pose sign
Realtor.com News|17 days ago